Maybe you’ve noticed: At many stores, both big and small, you still have to swipe the magnetic stripe on your new chip-enabled credit card, rather than insert or dip it into a chip-reader. Edgar Dworsky, founder of the website ConsumerWorld.org, wondered why he’s rarely asked to dip his smart cards, despite an Oct. 1 “deadline” for retailers to adopt the new standard. So he decided to survey the marketplace last week. He checked 48 national and regional chains and found that only one in four had payment terminals able to process a purchase using the chip security feature in the EMV cards (an acronym derived from Europay, MasterCard and Visa, the three companies that originally developed the standard). Read more at CNBC.