The most likely consumer security threats this holiday shopping season include return and refund frauds, retail and bank account takeover, website outages and point-of-sale breaches, according to Booz Allen’s Cyber4Sight 2017 Peak Retail Season Special Report. Of those threats, point-of-sale breaches and website outages are considered the most threatening to retail in terms of their potential severity, the report stated. Phone call returns, instead of in-store or online returns, will likely be the most popular method for executing return and refund fraud schemes in the 2017 peak retail season, according to the report. This approach is popular among criminals because refund and return fraud is much easier to carry out over the phone than in-store or online. Read more at Retail Dive.