Why We Are Still Reaching For Wallets, Not Phones, At The Checkout

Sammy Yuen, a graphic designer who lives on the Upper West Side of Manhattan, was standing in line at Whole Foods Market one morning waiting to pay. He used the Starbucks app on his phone to order coffee in advance and then bought his Whole Foods items with Apple Pay by holding the phone in front of the register. Using his phone in these ways has become a routine for Mr. Yuen. “Wherever I can use it, I do use it,” he said. But Mr. Yuen is very much the exception. Read more at The New York Times.